Blue Chip Financial, LLC serves both individuals and businesses. As an independent firm, we have no obligation to any one company and do not receive incentives for product sales. This enables us to search the marketplace for the best solutions to accommodate the needs of our clients. By providing cost-sensitive fee-based services, we do not profit from buying and selling. Rather, the success of Blue Chip Financial is directly tied to that of our clients. Our approach seeks to provide financial flexibility and confidence.


  • Retirement Income Planning
  • Estate Planning
  • Wealth Transfer
  • Wealth Preservation
  • Charitable Giving
  • Social Security Strategies


  • Managed Portfolios
  • Alternatives to Bank CDs
  • Mutual Funds
  • 529/UTMA/Coverdell ESA
  • 401k Plans


  • Annuities
  • Term & Permanent Life
  • Medicare Supplements
  • Long-Term Care
  • Disability

Which phase are you in?

Accumulation Phase

Investing for the future takes time, patience, and perseverance. The beauty of consistent contributions is that they pay huge dividends later in life.

Perhaps you are just beginning a career or starting a family.  How do you prioritize debt, saving, investing, and insurance?

Maybe you are further along in your career and family life. What does a transition toward retirement look like? Will you have enough income to cut back from full-time work or to stop working altogether? How will social security and health insurance factor into your plans?

Distribution Phase

Once retired, it is time to draw from the resources you have accumulated. Do you need to generate income from your investments or begin required minimum withdrawals? How long will your money last? Are your assets positioned in the right investments? Which assets will be spent first?

The distribution phase is a lot more complex than the accumulation phase. Negative investment returns early in retirement could ruin an income plan. We can help design an income for life plan that gives you the confidence to enjoy life doing the things you love.

Estate Planning

What are your desires for you and your family? Are you looking for an efficient way to pass assets to children or to charity? We can work together to resolve these questions in a way that minimizes taxes.  

Regardless of the phase in which you find yourself, Blue Chip Financial is here to discuss your questions and help you identify and meet your financial goals. If you need assistance determining the best financial path to take, please contact us.

Retirement Planning Tools

Retired couple

Consider these questions:

  1. Do you have enough retirement assets to last your lifetime?
  2. Are your assets in the right place?
  3. Which assets are you going to spend first?

Learn more at Next Phase »

We are here to serve you.

Contact us today to set up a time to review your investment portfolio or insurance options.